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ACTIVE MEMBERS

 

Union Lifestyle Benefits makes it easy for members to learn more about available insurance options and complete enrollment.

If your union is not currently affiliated with ULB contact us directly.

 Auto/Homeowners Insurance   

  • Provides Discounted Group Premiums

  • Motorcycle, Motor Home, Boat, Commercial & Renters Coverage Available

Hospital Indemnity

  • Pays daily cash benefit when hospitalized

  • Benefits paid directly to member

  • Pays in addition to any other insurance

Disability Insurance

  • Provides tax-free income if fully disabled

  • Cash benefits paid to you

Term Life

  • Affordable coverage for certain needs

  • Choice of 5, 10, 15 or 20 year policy

  • Individual & family coverage available

Universal Life

  • Cash building policy that is flexible

  • Benefit remains the same as you get older

  • Insured builds cash value

  • Individual & Family coverage

Whole Life

  • Easy underwriting

  • Insured builds cash value

  • Individual & Family coverage

Dental Insurance

  • National indemnity benefits

  • Choose any dentist

  • Pays in addition to any other dental plan

Vision Insurance

  • National indemnity benefits

  • Choose any vision provider

  • Pays in addition to any other vision plan

     

Prescription Plans

  • National Discounted Rx Benefits

  • Benefits paid directly to you

  • Available for member and family

     

Mortgage Program

  • Discounted Mortgage Program

  • Personal mortgage counselor

  • Compare rates and save

     

Long Term Care

  • Coverage for members, spouses, parents and in-laws

  • Choice of several benefit amounts and payment length

  • Premium discount off retail pricing

Identity Protection

  • Provides 24/7 identity protection and monitoring

  • Comes with $1,000,000 guarantee from LifeLock

  • Full identity restoration provided in the
    event of a data breach

Critical Illness

  • Pays cash benefits of $10,000, $15,000, $20,000

  • Includes annual wellness benefit

  • Covers cancer, heart attack, stroke, organ transplant, renal failure, MS

Accident Expense

  • Pays cash benefits in the event of an on/off job accident

  • Helps you pay cost of deductible, co-pays & missed time off work

  • Covered expenses include: x-rays, ER visits, cuts, burns, urgent care, exams etc.

Travel & Cruise Planning

  • Member only discounts

  • One on one travel planner

  • Book individual and group cruises

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